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Imagine you obtain a new car really worth ₹eight,00,000. A year later, you intend a avenue experience to a place that is round 500 kilometers away along with your circle of relatives. Right before the trip, you realize you are not sure whether your car insurance has already lapsed or not.
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In case your insurance has lapsed and you get involved in an accident worth sustaining damages amounting to ₹50,000. Your extra expense will be ₹50,000. This may leave you broke. So, how do you check the status of your vehicle insurance online in a quick way? Let’s learn how to do it step by step in a simple way.
Why Checking The Status of Vehicle Insurance is Important
Vehicle insurance is a mandatory law. It saves you from all styles of economic losses inside the event of accidents, theft, or damages. Driving without legitimate coverage can bring about heavy fines or maybe suspension of your riding license.
For instance, in India, a satisfactory of up to ₹2,000 can be imposed on the driver for the primary offense.
Let’s discover short and easy techniques for checking on-line vehicle coverage repute.
Methods to Check Vehicle Insurance Status
| Method | Steps |
| Parivahan Sewa Website | 1. Go to the Parivahan Sewa homepage. 2. Click “Know Your Vehicle Details.” 3. Enter your registration number and verification code. 4. Click “Search Vehicle” to view your insurance details. |
| VAHAN Portal | 1. Visit the VAHAN e-services portal. 2. Log in with your mobile number. 3. Enter the registration number. 4. View insurance details. |
| mParivahan App | 1. Download and install mParivahan. 2. Log in using your mobile number. 3. Access the “Vehicle Details” section. |
Story Time:
Rahul, a teacher at a school in Bengaluru, bought a new scooter with a 5 lakh Personal Loan. He never renewed the insurance after two years. Caught in traffic by a traffic officer, Rahul had to pay ₹2,000 in cash. He was too embarrassed and learned the trick to check his vehicle insurance status online.
Using the Parivahan Sewa website, he checked his insurance status. From then on, Rahul set reminders to renew his insurance every year.
How Technology Helps You Stay Updated
Checking insurance status online is now easier with apps and platforms:
1. Parivahan Sewa
Managed by the government, this platform provides detailed information about your vehicle, including its insurance status.
2. mParivahan App
This mobile app is ideal for checking insurance and carrying digital copies of vehicle documents.
3. Insurance Company Websites
Most of the insurers give an option to check your policy details by entering the registration number of your vehicle.
Data on Vehicle Insurance in India
- A report from 2022 states that Only 40% of the vehicles on Indian roads have valid insurance.
- Around 2 crore vehicles remain uninsured each year.
Conclusion
Checking an online vehicle insurance status can be fast and straightforward. The websites like Parivahan Sewa website, VAHAN portal, or the mParivahan app help you avoid legal troubles.
Always keep your insurance updated. Small effort can prevent you from incurring unexpected expenses or facing legal problems tomorrow.
Tip: Set yearly reminders on your cell phone for insurance renewal.
Quick Q&A
- How can I check my automobile insurance popularity on-line?
You can take a look at it on platforms like Parivahan Sewa, VAHAN Portal, or mParivahan App.
- Is it obligatory to have car coverage in India?
Yes, Vehicle insurance is made compulsory by law in India for financial protection and legal compliance - What happens if I drive without insurance?
You may have to pay a fine up to ₹2,000 for the first such offense, along with the risk of suspension of driving license. - Can I check insurance status using my vehicle’s registration number?
Yes, one can check insurance status using the registered number on the specified platforms. - What should I do if my insurance has expired?
Immediately renew the insurance to avoid fines, as well as have financial coverage in case of accidents.
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